Getting A Car Loan Is Now Easier

Getting A Car Loan Is Now Easier


Kevin Anderson

Buying a car can prove to be a worthy investment for a person. However, not everyone has the economic capacity to buy a car by paying a lumpsome amount. That is the reason a huge number of car buyers opt for car loans. Some people feel worried about getting the right kind of finance option for buying their dream cars. However, if you do your preparation well and spend some time researching on car finance industry, finding a suitable car loan will not be as difficult as you assume.

There was a time when you needed to depend only on regional banks for getting approval for car loans. However, now you can pick from more finance options for purchasing vehicles. Depending on your employment status, credit score and required amount, you can find many other financial entities for this purpose. It is also possible to find financial entities that have tie up with specific car brands. If you want to buy a Ford model, you should search for agencies that provide Ford car finance.

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Fortunately, now you have the internet to do some research and planning before you approach a car dealer for loan application. You should spend some time online and gather information on possible car loan and finance options available for you. You can look for Ford car finance or loan options for cars made by other brands in your region. Region based finance option searching will also be helpful for you. In fact, you can also apply for car finance online.

There are several car finance advisor websites that can be helpful for you in finding the most apt car loan. They have online loan calculator apps that can be used to determine the suitable finance options for a buyer. To get apt suggestions for car loans, you need to provide accurate information regarding your age, employment details, credit history, deposits etc.

While applying for car loan online can be a convenient option for you, you need to deal with reliable and reputed car agencies that deal with vehicle finance. You can find relevant information on leading car loan providers in social media websites too. Moreover, in those sites you can find several customers of these agencies who can give you authentic feedbacks about their services and benefits. You may even find promotional deals and offers for new car buyers in such sites which would be icing on the cake.

Kevin Anderson has been working in the automotive industry since last few years. He writes articles about various topics like

car finance


Ford car finance

and other automotive topics that shows his understanding of the automotive world.

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on October 25th, 2016 | File Under Cars | No Comments -

On The Road With The Tom Tom 130 S Gps Navigation

Submitted by: Candice Fellowes

The Tom-Tom One 130S is still considered to be an “entry level” GPS from the consumer reports. This is not necessarily an undesirable thing. The Tom-Tom’s trademark ease of use and reliable functioning have enabled it to hang on to popular appeal. The 130 comes in a smaller, more mountable housing than its predecessor (the 125) and offers text to speech functionality.

The 130S features a touchscreen which you can switch from either alphabetical or QWERTY keyboard modes. This is a nice feature to have and not offered in many consumer car navigation systems. The keyboard also offers predictive typing which can save you tons of trouble when you have to keep your eyes on the road. There are two drawbacks that come to mind with this arrangement. The screen is very small, making the nav information difficult to see. Also, it’s designed for mounting on the wind shield. The design of the 130S is very compact and portable. It folds with a clamshell hinge and attaches to a windshield with a strong suction cup and a twist lock that ensures the device won’t budge.

In between the two halves of the clamshell is a ball and socket joint that allows the mount to be angled into a variety of positions. It can be rotated for use with an adhesive disc on the dash, or for use directly connected to the windshield. This joint makes it so you can adjust the GPS to any angle, and is quite handy. On the other hand I found it to be just a tiny bit too tight, and the GPS would sometimes pop off the mount while I was trying to adjust the angle. If you are careful however you can pop off a rubber protector exposing two screws and very slightly reducing the tension on those screws. (If you find the same issue I did.) One eighth of a turn on each screw was enough, and it may naturally loosen with time anyhow.

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There s another potential issue with this style of mounting. The windshield mounts run the risk of obstructing your view and compromising safety. It’s even illegal in some states, such as Minnesota. That said, the 130S is small and unobtrusive presence. The touch screen, though small, is very intuitive and offers straightforward, no nonsense mapping functions such as simply revealing your location on a map, to showing the quickest route to a given location. If a route has traffic, you can tap the Alternate Route icon for different route choices. The device comes loaded with maps of the United States plus Points of Interest data such as restaurants, gas stations, and other useful info.

The maps can be viewed in both 2D and 3D mode, depending on your preferences .

The 130S has a status bar at the bottom of the screen that gives you directions on where and when you need to turn, based on your indicated destination, as well as voice guided, turn by turn navigation that directs you on upcoming turns. It’s a great feature to keep your eyes on the road but somewhat disappointing, in that it’s difficult to hear and the volume adjustment is quite limited.

The “Help Me!” feature proves true to its name, offering you useful access to safety information relevant to your positioning. You can pinpoint your location with the “Where Am I ?” function and then pull up the nearest intersection names and info on the closest hospitals, gas stations and car repair shops.

The Tom-Tom 130S, with prices ranging under $200 dollars offers some one of the better values for a dash mounted GPS. If one is not deterred by a small screen or low speaker volume, the 130S can be a useful travel companion.

About the Author: This article was written by Candice Fellowes. Candice is a gadget addict who found the best

Handheld GPS

choices at plus a mind-blowing assortment of other high tech goodies. Even if you don’t think you’re in the market for a

Handheld GPS

check out and you might change your mind!


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on April 4th, 2016 | File Under Cars | No Comments -